Capital that moves at business speed

GFAF — Global Funded Asset Finance — was founded in 2017 by commercial lenders who watched viable operators lose opportunities to bank timelines: 60 to 90 days of paperwork for decisions that the underlying assets had already answered. We built a direct funder on the opposite model: asset-backed loans from $50K to $5M, decisions in 48 hours, funding inside 10 business days.

The track record is the underwriting: $487M deployed across 3,140 funded deals since 2017, with a 38% first-look approval rate against an industry average near 11% — not because we take wild risks, but because we underwrite assets and cash flow rather than bureaucracy.

What we fund

• Equipment and asset-backed working capital for operators who need the asset before the quarter ends.
• Dedicated capital lines for trucking, construction, healthcare practices, and manufacturing.
• Growth-stage deals from $50K to $5M, structured against the collateral and the calendar.

We are a direct funder — our own capital, no broker markup, no syndication delay. That means the people who assess your deal have authority to decide it, and the timeline we quote is the timeline we keep. Collateral types we know intimately: trucks and fleets, heavy equipment, receivables, and machinery with verifiable resale markets.

Our lending stance

We approve 38% and decline 62%, and we decline in writing with reasons — because an operator deserves to know what would change the answer. No prepayment games, no fee stacking, and every term sheet states its full cost in plain numbers. GFAF is asset-backed lending for operators who need capital to move, not paperwork to wait on: structured, funded, and done in days.